Crypto.com Files for U.S. National Trust Bank Charter
- Crypto.com applies for U.S. National Trust Bank Charter.
- Expected increase in institutional trust and market participation.
- Affects CRO, BTC, ETH, and key altcoins.
Crypto.com files for a U.S. National Trust Bank Charter with the Office of the Comptroller of the Currency, led by CEO Kris Marszalek, on October 24, 2025.
The application signals enhanced institutional service capabilities, potentially influencing CRO’s market dynamics and overall regulatory integration in the U.S. digital asset sector.
Crypto.com has filed an application for a U.S. National Trust Bank Charter with the Office of the Comptroller of the Currency as of October 24, 2025, aiming to enhance its foothold in the regulatory space.
Kris Marszalek, the CEO of Crypto.com, emphasized the company’s focus on providing regulated and secure offerings. The application could expand their services significantly within the U.S. market. As Marszalek stated, “Building the Crypto.com product and service portfolio through regulated and secure offerings has been our focus since day one. We are excited to take this next step by filing for a national trust bank charter and look forward to continuing to pursue opportunities to provide customers with the trusted services they require.” Source
The filing might spur increased institutional involvement and trust, potentially altering the dynamics of the digital asset sector. Key insights include the anticipation of positive movements for the CRO token in reaction to greater integration.
Achieving a federal charter will enable direct custodial and staking services nationwide, bypassing state-level obstacles. These changes promise to draw further institutional participation, enhancing the platform’s attractiveness.
Market reactions might mirror responses to past federally chartered crypto banks, indicating increased institutional inflows. Such charter approvals have historically bolstered asset prices and institutional sentiment.
The anticipated regulatory developments could result in notable investment and technological advancements. Historical trends like those witnessed during Anchorage Digital’s charter acquisition suggest potential surges in institutional interest and adoption.
