Ripple Partners with DXC for Banking Integration
- Ripple partners with DXC for XRP integration.
- Fosters digital asset adoption in banking.
- Enables seamless links to decentralized platforms.
Ripple and DXC Technology announced a partnership on January 21, 2026, to integrate XRP payments into DXC’s Hogan banking platform, impacting a $5 trillion global deposit network.
The collaboration aims to enhance digital asset integration by providing banks with secure, compliant solutions, potentially shifting financial infrastructure without major disruptions.
Ripple has announced a partnership with DXC Technology to integrate XRP payments and custody solutions into DXC’s Hogan banking platform. The platform supports over 300 million deposit accounts and handles $5 trillion in global deposits.
Led by DXC’s Sandeep Bhanote and Ripple’s Joanie Xie, the initiative aims to modernize banking technology. The cooperation allows banks to adopt digital assets without changing core systems, enhancing institutional custody and payment capabilities.
The integration impacts financial institutions and markets by bridging digital assets with traditional banking infrastructure. This collaboration highlights the increasing demand for digital solutions within the financial sector.
Financial implications include potential increases in digital asset adoption and improved payment processing efficiency. Politically and socially, the move underscores digital assets’ role in modern economies. Compliance with regulations ensures smooth execution without legal barriers.
XRP’s key role in this integration may boost its market relevance. Enhanced custody solutions could attract institutional investors, impacting liquidity and demand. Technologically, this move represents a step towards more integrated financial systems leveraging blockchain technologies.
The partnership may set a precedent for future collaborations between tech and finance sectors. Regulatory implications remain minimal, though increased usage could prompt further regulatory scrutiny. A successful integration could demonstrate blockchain’s viability in mainstream financial environments.
“For digital assets to move into the financial mainstream, institutions need secure custody and seamless payment capabilities.” — Sandeep Bhanote, Global Head and General Manager of Financial Services at DXC Technology
