
- Ripple introduces the RLUSD stablecoin in Japan with SBI Holdings.
- Japanese banks to integrate cross-border XRP solutions.
- Ripple aims to enhance DeFi expansion in regulated markets.
Ripple, in collaboration with SBI Holdings and its subsidiary SBI VC Trade, launched its RLUSD stablecoin in Japan, minting $24 million this week.

The launch signals a strategic move under Japan’s new Payment Services Act, enhancing stablecoin reliability while impacting liquidity dynamics in traditional and decentralized finance.
Ripple, in collaboration with SBI Holdings and SBI VC Trade, launched the RLUSD stablecoin in Japan. The initiative targets offering regulatory-compliant financial options in line with Japan’s Payment Services Act starting Q1 2026. Ripple’s RLUSD stablecoin launch in Japan scheduled for 2026
The launch of RLUSD involves Ripple and SBI Holdings systemic repositioning to enhance stablecoin reliability. The stablecoin, fully backed by U.S. assets, aims to integrate seamlessly into financial systems.
Ripple minted $24 million RLUSD, reflecting robust early adoption. It promises streamlined settlement via the XRP Ledger, offering 3–5 second transactions at fees significantly lower than SWIFT. “RLUSD is designed to be a true industry standard, providing a reliable and efficient bridge between traditional and decentralized finance,” said Jack McDonald, SVP Stablecoins, Ripple.
The launch impacts several assets, including XRP, ETH, and JPYC. RLUSD enhances market stability by providing a reliable settlement option backed by U.S. dollar reserves and short-term Treasuries. Crypto news updates from Crypto Dnes
The introduction is projected to shift Japanese banking activities, enhancing on-chain XRP flows for efficient settlements. Financial institutions will likely adapt technological strategies to optimize transaction processes. Legal insights on cryptocurrencies from CoinLaw
Historical trends show that such launches expand DeFi protocols, leveraging stablecoins as compliant financial tools. The integration with the XRP Ledger could position RLUSD as a central instrument in cross-border financial operations. Ripple’s plans for launching RLUSD in Japan revealed