
- Ripple reveals blockchain to significantly impact global finance by 2028.
- Survey indicates 90% of financial leaders expect major changes.
- Ripple’s XRP positioned as key payment infrastructure globally.
Ripple’s recent survey, published on July 29, 2025, reveals that 90% of global financial leaders anticipate blockchain technology will shape finance within the next three years.

The report signifies blockchain’s expected dominance in finance, with major institutions investing heavily, potentially impacting market dynamics and increasing transaction volumes for XRP and other digital assets.
Global Finance’s Blockchain Transformation
Ripple’s latest survey reveals 90% of global financial leaders anticipate significant blockchain impact on finance. Conducted with CB Insights, the study underscores blockchain’s role in reshaping financial systems over the next three years. You can explore more about how traditional finance is investing in blockchain technology through Ripple’s insights.
Key entities include Ripple, CB Insights, and the UK Centre for Blockchain Technologies. The survey points to increased institutional blockchain adoption, particularly among major banks and payment providers.
Ripple’s Role in Expanding Blockchain Adoption
The report suggests rising adoption of blockchain could transform industries, expanding blockchain’s role beyond efficiency. This shift could bolster global finance, including payment systems and tokenization in key sectors.
Financial institutions like JPMorgan and Goldman Sachs are leading contributors to blockchain technology. Ripple’s XRP Ledger is highlighted as a critical payment infrastructure, supporting this global transformation.
Brad Garlinghouse, CEO, Ripple, said, “Blockchain isn’t just a tool for efficiency; it’s redefining the rails of global finance.”
The Impact and Challenges Ahead
The financial repercussions involve increased transaction volumes and asset integrations. Additionally, increased regulatory support signifies a shift in global crypto and finance landscapes.
Historical data indicates blockchain’s rising influence following major institutional engagements.
Brad Garlinghouse emphasizes blockchain’s transformative potential, citing Ripple’s expansion and increased global licensing as pivotal developments.